Subreddit Overview
r/financialindependence
This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
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Popular Phrases in r/financialindependence
2023
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Popular Posts in r/financialindependence
- My husband lost his job. We're fine. But it's alarming to see how many people around us are freaking out on our behalf.I was on the FIRE path before I knew what it was, and when I met my (now) husband, he quickly got on board as well. We've been together for 15 years, and saved between 15-50% of our income during that entire time. We aren't ready to permanently pul
- The mathematical benefits of Roth accounts.There are plenty of posts and articles that go into depth about when Traditional beats Roth. See here for examples: [https://www.reddit.com/r/personalfinance/comments/10qwnrx/why\_you\_should\_almost\_never\_contribute\_to\_a\_roth/](https://www.redd
- An Archie comic demonstrating why the higher paying job might not always be betterIf you consider yourself a "regular" person with a "regular" job, it can be easy to get down on a subreddit like this, seeing people talk about their great careers and huge salaries. Or maybe you see one of the posts about job hopping to improve sal
- Tired of the boring middle? Tired of the same old 10k, 100k, 1mm tiers? Introducing POWERFI for the galaxy-brained#Tired of tracking your financial progress with the same old boring markers? I present to you the **POWERFI** tracking system. See your POWERFI rank on the hottest new Financial Independence tracking matrix sweeping the nation. POWER LEVEL | MONTH
- Lifestyle creep after big milestone, is this normal?I (30M) had spent the last 2.5 years living incredibly quietly and saving anything I could to build up a nest egg. I ended up using good chunk of it on a downpayment on a home and bought my first house. Since I've moved in however while I haven't to
- Cost of retirement around the world mapped.Thought this was a [fun article](https://digg.com/data-viz/link/the-cost-of-retirement-around-the-world-mapped-PZh7JDq72B) to day dream about a bit! How accurate do you think the numbers are? They assumed retirement at age 61 and life expectancy of
- What bad things happened to you if your family/friends knew you retired early?Beyond jealousy, what kind of bad things happened to those of you that retired early run into? Once you retire, it's got to be hard / not realistic to keep early retirement a secret from friends/family. I suppose they could ask for money, but what
- Anyone else hit the FI and rethink the RE?We hit our FI number a couple of years ago in our late 30s. Now in early 40s. Honestly all throughout my working life in my 20s and 30s I was obsessed with that number and not much else. Once I hit it and was thinking of the ways I could give the big
- Is there an inherent benefit to having real life responsibilities in retirement?So let's say you've saved up $100 million and can spend $3-4 million per year for the rest of your life even if you do absolutely nothing which would provide for quite a luxurious lifestyle. Do you feel there's any benefit to keeping busy and product
- My FI Mindset is also my Health SuperpowerBoiling it down, all it takes is a few simple rules to get FI. Spend less than you earn, put the savings into good investments, get a portfolio of about 25x your annual expenses. What if I just boiled good health down to a few rules and actually st
- Should I leave 55k job with pension and good benefits? Is it stupid to leave a job with a pension?Currently at a university role paying 55k with pension, pto, and free tuition. However I haven't been trained on much and only have around 2 to 3 tickets a week. My manager also says certs are theoretical and that hes been in the same job for 20 year
- Frugal living=difficulty spending money?Does anyone else have difficulty parting with money after so many years of frugal living and saving? My husband and I are both 50 years old and recently retired early and moved overseas. We own our home outright and have no debt. We have about
- Enlisted Soldiers Journey to 300k NW (29M)I started my financial journey roughly 1 year after joining the Army. Prior to that I was a college student and somehow skated by with a bachelors degree. In 2016 I enlisted and came in as a Specialist (E4) at the age of 22. The career field I cho
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